Credit history (Small)

[PhoenixKnight]

Bankers are able to pull the loan history of a player and see how much they owed/ owe, how well they pay on time...
Calculating how well they do is given a relative score from 0 to 100 with zero being they get into a lot of debt and don’t pay at all

[DezNutz]

+1

I intended to write a Credit History Report Suggestion for my Loan Management Suggestion (viewtopic.php?f=34&t=3006). Just never really got around to doing it.

Gist of my thoughts is the report would be available through a link on a loan request (within the Loan Management). Report would pull a list of previous requests (day requested and amount), and a list of all loans (Day Loan was Taken, Bank, Amount, Current Status). There would be a link on the loans that would open a detailed report that would show the payment history of the loan. Detail report would show when loan started, #of payments, status of each payment (on time, late, paid early, not due yet).

Initially I was thinking of charging X credits per report. Also that the link to the report would be time limited. One shouldn't be able to just pull a report that has detailed loan history whenever they want.

I'm not keen on the using of a scoring system without a detailed discussion on how it would work.

[PFH]

+1 approve

[Big Brother]

I am a long time customer of the banks, and a minor banker myself, I like the feature, however, the factor of a banker going inactive or closing the bank while you have a loan is a problem.

[PhoenixKnight]

Then we may want to add a businesses review board that evaluates banks an d businesses the same way. Get them a. Metric as well

[Kangaroo]

Labelling this for formal review, it makes perfect sense and should be easily codeable.
+1

[Banger]

+1

[sXs]

+1

+1 Skyhawk