Okay, since I'm a little direct, to the point of harshness, I'll apologize ahead of time for the tone that will likely be read into this.
None of us would be answering these questions in this thread if the thread had never been created. It was wise of you to seek our input but is unreasonable to expect us not to give it.
Many of us have been around long enough to see the failure of every method used here. The only difference between my way of getting voodoo curses and that of ABP is that I spend real-world cash. She spends you. If she spends herself as much as she gets paid by you

then all is fair. If she doesn't do this but somehow you are all better off than you would be if she wasn't greedy, by our definitions, then we are wrong and she is right provided that someone else (let's call him Achillies) didn't have to overtax his own real-world economic situation to provide you the protection that she failed to provide due to a severe imbalance of loyalty or just a bad voodoo:turns ratio.
You posed the questions. Some players tried to insult your intelligence to try to make their points. Sure they are rude but their hearts are in the right place. Well most of them anyway. Our points have merit. Your points have merit but in the end, accounting for life happening and your voodoo being in the hands of someone who life may happen to at any time, our points win the argument. It's up to you to decide whether to accept the loss with grace or end up with egg on you face down the line because you insisted on winning the argument rather than being a winner.
Yesterday I gave my all. Today I'll give more. Tomorrow, I'll take back what you took for granted.